“What changed in this claim since the last review?”
Navi reads the new reports and letters against the file, sets out what moved and drafts the update for your handler. Each point links to its page.
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What changed on CL-20419 since the June review?
Gathering context...Thought for 6.4s
Two things changed since the June review:
- The reserve rose from £300,000 to £420,000 when business interruption was added 1
- The adjuster confirms the loss is within Section 1 cover 2
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NaviWhat changed since the last review?
Counsel has revised the defence costs.
Previous estimate · Nov 2025£180k
Revised · Counsel report p. 4£310k
Reserve still at £180,0001
Reserve referral drafted
“Counsel recommends raising the defence costs reserve to £310,000.”
For your review · Not sent Defence counsel updated report.pdf Page 4
UPDATED REPORT TO INSURERS
4. Defence costs
Halden Thermal Ltd · Three claims, batch HT-2403
1Revised estimate, all three claims£310,000
- November 2025 estimate
- £180,000
- Incurred to 31 August 2026
- £131,800
Fenwick Hale LLP 04
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Navi checks the loss against the wording, endorsements, exclusions and sublimits in force on the date of loss. It sets out where cover applies and where it doesn't, and links each point to the clause.
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Navi screens your open claims for litigation, fraud and large-loss signals and ranks them, giving the reason and source page for each. Your claims lead makes the referral.
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Navi checks the demand against the medical reports, invoices and correspondence on file, and flags any amounts without evidence. Each point links to its page.
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