Claims IntelligenceClaims insight for underwriting
Bring what the claims say back to underwriting.
The reasons behind your losses sit in claim files: a component that keeps failing, a clause that gets tested, an insured with a pattern. Navi finds those patterns across the book and puts them in front of your underwriters before renewal, each one linked to the claims and pages behind it.
For complex casualty, property/BI and financial lines claims
The problem
Underwriters see the numbers, not the reasons
Claims and underwriting work apartUnderwriters see loss ratios and bordereaux. Why the claims happened stays with the claims team.
Lessons arrive lateA wording that doesn't hold or a product that keeps failing shows up years later, if at all.
Renewals rely on loss runsLoss runs show what was paid, not what's still developing on the file.
How it works
From claim files to the renewal discussion
Connect claims and policies
Claim files, loss runs and the policies they sit under, in one set of records.
Navi finds the patterns
Claims that share a product, component, insured, broker, jurisdiction or wording are grouped, with what's driving them.
Underwriters review before renewal
Each pattern links to the claims and pages behind it, ready for the renewal or a wording review.
Example
What one product liability file tells the underwriter
From our sample Halden Thermal claim, an underwriter reviewing the renewal would see:
Three claims in three countries from one valve batch, with 19 machines from the same batch still untraced
German counsel letter, p. 2; UK defence counsel updated report, p. 8A claim that fell after the policy expired, where cover turns on the batch clause
German claim form, p. 1; policy wording, s. 3.4, p. 6A supplier indemnity capped at £2 million a year, which limits what can be recovered
Loss adjuster preliminary report, p. 4
What you get
What your team gets
- Patterns across claims by product, insured, broker or jurisdiction
- Wordings and clauses tested by claims, with the pages
- Developing claims flagged ahead of renewal
- Every finding linked to the claim and page behind it
“Parsewise surfaces material claims risk earlier, which directly protects our combined ratio.”
Compre Group · Legacy & Run-off Specialist · Claims reconciliation and portfolio diligence
Claims Intelligence
More from Claims Intelligence
See claims insight on a casualty book
We'll take a sample book of open claims and show the patterns Navi brings to the underwriter, with every point traced to its page. Then we'll scope a pilot on your own files.
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