Portfolio and oversightRecovery and subrogation
Find the recoveries in your claims before time runs out.
Recovery rights sit in supply contracts, expert reports and adjusters' notes, often years apart. Navi pulls the evidence together across your claims, flags the deadlines and caps, and prepares the recovery file for your specialist.
For complex casualty, property/BI and financial lines claims
The problem
Recoveries get lost in long files
The evidence is spread outThe defect is in the expert report, the contract terms are in an appendix and the paid figures are in the claims system.
Deadlines and caps sit in lettersStandstill agreements, contractual caps and limitation dates are agreed in correspondence and easy to lose track of.
The claim comes firstHandlers are busy settling the claim, and the recovery waits until someone has time.
How it works
The recovery file, built from the claim file
Navi reads the file
Expert reports, adjusters' reports, contracts and correspondence are read for third parties, defects and recovery terms.
The recovery picture comes together
Liable parties, contract terms, deadlines, caps and the sums paid, with each point linked to its page.
Your specialist decides
The recovery specialist reviews the evidence and decides whether and how to pursue it.
Example
A supplier recovery across three claims
On our sample Halden Thermal claim, the recovery file picked out:
The insured has a contractual claim against the valve supplier, Meridian Valve Components, with an indemnity capped at £2 million a year
Loss adjuster preliminary report, p. 4The supplier's insurer accepts the valve springs in batch HT-2403 did not meet specification
UK defence counsel updated report, p. 6The standstill agreement runs to 31 March 2027, and sums across three claims may approach the cap
UK defence counsel updated report, p. 6
What you get
What your team gets
- Recovery opportunities spotted across open claims
- Deadlines, standstills and caps tracked
- A recovery file with the evidence linked to its pages
- Requests for missing evidence drafted for approval
“Parsewise surfaces material claims risk earlier, which directly protects our combined ratio.”
Compre Group · Legacy & Run-off Specialist · Claims reconciliation and portfolio diligence
Portfolio and oversight
More from Portfolio and oversight
See a recovery file built from a claim
We'll take a product liability claim with a supplier defect and show the recovery picture Navi puts together, with every point traced to its page. Then we'll scope a pilot on your own files.
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